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Step By Step Guide on Oyato Pay Later

IMPORTANT:
PAY LATER APPROVAL IS SOLELY AT OYATO'S DISCRETION. OYATO WILL NOT APPROVE ANY PAY LATER APPLICATION IF IT DOES NOT MEET OUR CRITERIA
To qualify for pay later, you must provide the following information
Your Valid  BVN Number,
A recent Bank statement not older than 3 months
A recent NEPA or utility bill not older than 3 months
A form of identification (Passport, Driving Licence and other approved IDs)
Your item becomes fully yours only when you complete repayments.
Defaulting on your repayments will lead to the item being reclaimed and your information passed to the authorities for prosecution.. 

HOW TO PAY LATER ON OYATO

You need to register for an account on Oyato to get started. Click HERE to register 

if you do not have an account. 

1. Download Oyato Online Shopping app from from the Google or Apple App stores.     

  



2.  Select the Item you will like to order and click on the Buy Now or Pay Later.



3. Login with your Account details if you have an account or click Register and fill in your details. 


   

4.      On the Make Payment for your order page, enter your Delivery Address

     

5. Confirm your Shopping Cart


6. Check the Cost of Delivery and Choose How you want to Pay









7. Choose How many Months you want to pay for




8. Enter your BVN number, upload your Bank Statement, Form of Identification and a Nepa or Utility Bill







9. Choose a payment method. Flutterwave and PayStack are 2 of the biggest Payment gateways. 



10. Make Payment using one of the 2 Payments Gateways. Once payment is confirmed, you will get a confirmation email from Oyato. 


11. Buy Now orders are processed and dispatched within 24-48 hrs. Pay Later order takes 24-48 hrs to process the pay later application. Items are normally dispatched within 3-4 days. 



Visit the OYATO Pay Later FAQs section to learn more about pay later.  

(If you have any issues, email support@oyato.ng)